If you are disabled and receiving Social Security Disability (SSD) benefits, you may still find it hard to make ends meet. Many people in Michigan rely on SSD but find that it is not enough to meet all their financial needs.
Most people do not realize they may qualify for state disability assistance (SDA) even though they already receive SSD benefits. A Michigan-operated program, SDA can make a big difference in the quality of life for those with disabilities.
Disability determinations for SDA
It is probably easier for your disability to qualify for SDA than you may think. For example, if you already receive SSD benefits, you may qualify automatically. Two other ways to qualify include the following:
- Provide certification from the Michigan Department of Health and Human Services that a physical or mental disability left you unable to work for 90 days or more.
- Provide proof that you reside in a special facility such as an assisted living community or adult foster care home.
You must also meet the financial requirements for SDA. If you own more than $15,000 in assets, you might not be eligible. Examples of these assets include:
- Cash in your home and your pockets
- Retirement plans
- Credit union and bank accounts
- Real estate and properties
- Investment accounts
- Trust funds
It is good to know that you may qualify for additional financial benefits on top of your SSD. However, if your SSD claim has yet to be approved or if you plan to appeal a denied claim, this state-run assistance program can help while you are waiting. To protect your rights and your SSD claim, learn about the laws that govern SSD.