A Social Security Disability (SSD) denial can be devastating when you are no longer able to work and provide for your family following a disabling condition. If your SSD claim is denied, you may be wondering why this happened and whether there is anything you can do to reverse the decision.
It helps to know that SSD denial is not uncommon. In fact, the SSA reports that approximately 2 out of 3 claims end in denial. The good news, however, is that you can appeal a denied SSD benefits claim.
Common reasons for SSD claim denial
To lodge an effective SSD appeal, it is important that you understand why your claim was denied in the first place. Here are common reasons why claims are denied by the SSA:
- If your impairing condition is not expected to last at least 12 months
- If your condition does not prevent you from working in your current role or pursuing other work
- If you fail to follow through with your treatment regime
- If you fail to provide sufficient evidence of your condition
How do you appeal an SSD benefits denial?
If the SSA denies your disability benefits claim, you will have 60 days from the date you receive the denial notice to file an appeal.
Basically, there are four levels of appealing an SSD denial as follows:
- A request for reconsideration – this involves petitioning the SSA to reexamine your claim. You may submit additional information regarding changes in your condition at this stage
- A disability hearing – this hearing is done online and presided over by an administrative judge from the SSA
- A review by the SSA appeals board – after the disability hearing, the SSA can approve your claim, deny it or refer the matter to the administrative judge.
- A review at the federal court – if the SSA appeals board denies your claim, you can seek review at the federal district court. This is a complex process, so it helps to have representation.
An SSD claims denial can be frustrating. Find out how you can file your SSD benefits appeal if your initial claim is denied.