Living with a disability that significantly limits your ability to work can be incredibly stressful. Fortunately, Social Security Disability (SSD) benefits can offer much-needed financial assistance.
However, you should be aware that many initial SSD applications are denied. By following a few guidelines, you can improve your odds of approval the first time you file for benefits.
Gather sufficient medical documentation
The (SSA) relies heavily on medical evidence in its decision-making. Collect comprehensive records from your doctors, specialists and treatment facilities. This and other evidence should clearly document your condition, limitations and prognosis.
Assemble a complete employment history
You must present strong proof of your past work history, especially your earnings. Gather your W-2s, pay stubs, tax returns and any other documentation that highlights your inability to perform past jobs due to your disability.
Prepare for a possible examination
The SSA may want an independent medical exam – at no cost to you – to verify your condition and disability. Attend this exam with a positive attitude and be prepared to discuss your limitations honestly.
Know when you need support
A top cause of denied SSD applications is missing or insufficient documentation. Even missing a single item when completing the application can result in denial.
Guidance and support from someone knowledgeable about SSD law can steer you through the application process, helping to ensure:
- You understand complex medical requirements
- Your claim has comprehensive evidence and documentation
- You are well-prepared to appeal if denial does occur
Securing the SSD benefits you are due can be a complex undertaking in others ways as well. Legal guidance empowers you to address possible hurdles, further increasing your chances of a successful claim the first time around.