3 reasons your SSDI claim can be denied

Social Security Disability Insurance (SSDI) is intended to provide much-needed relief to individuals who are unable to work due to a disability. However, not all applications for SSDI are approved, as the Social Security Administration (SSA) scrutinizes each application closely to ensure eligibility.

If your SSDI application is denied, you may have a chance to appeal the decision. It is important to understand why it got denied to better ensure your appeal addresses the specific reasons for the denial and strengthens your case for approval.

Why are SSDI claims denied?

SSDI claims can be denied for a variety of reasons, including the following:

1. Incomplete or erroneous application: If your application for SSDI contains incomplete or inaccurate information, it may be denied. This could include missing documentation, such as medical records or employment history or errors in reporting the severity of your disability. The Social Security Administration requires thorough and accurate information to assess your eligibility for benefits, so any discrepancies or omissions could lead to a denial of your claim.
2. Failure to meet the eligibility criteria: SSA outlines strict eligibility criteria for SSDI benefits, including requirements related to work history, income, and the severity of the disability. If your application fails to meet these criteria, it may be denied. For instance, if you have not worked long enough or recently enough to qualify for SSDI or if your disability does not meet SSA’s definition of a qualifying impairment, your claim may be rejected.
3. Insufficient medical evidence: To prove eligibility for SSDI benefits, you need comprehensive medical evidence demonstrating the severity and impact of your disability on your ability to work. If the medical evidence submitted is insufficient or lacks detail, SSA may deny the claim. Make sure to gather and submit thorough medical records and reports from healthcare providers to support your claim.

Filing an SSDI appeal is a complex process. Seeking legal guidance can help ensure the appeal is handled effectively and increases your chances of success.

Social Security Disability Insurance (SSDI) is intended to provide much-needed relief to individuals who are unable to work due to a disability. However, not all applications for SSDI are approved, as the Social Security Administration scrutinizes each application closely to ensure eligibility. If your SSDI application is denied, you have the right to appeal the decision. It is important to understand why your claim got denied to better ensure your appeal addresses the specific reasons for the denial and strengthens your case for approval.